Transaction gateways for Internationally based merchants
- Hunter Schaeffer
- Perry Tew
- Jonathan Tew
Question: Which transaction gateways are compatible for Internationally based merchants?
The following gateways are available to Internationally based merchants (merchants outside of the United States).
Generally speaking you'll probably want to go with the gateways showing the tightest integration, so the ones that support both Multi-Currency and Refunds are highlighted in the table below.
| Gateway | Supports E-Check | Supports Multi-Currency | Support Refunds | Auth Then Capture | Zero Dollar Authorization | "3rd party processor" (hands off to payment processor website) |
|---|---|---|---|---|---|---|
| Authorize.net 3.1 | Y | Y | Y | Y | Y | |
Beanstream (Now Bambora) (Response error codes) | Y | |||||
| Braintree Payment Solutions (Blue) | Y | Y | ||||
| Y | ||||||
| CyberSource | Y | Y | ||||
| Y | Y | |||||
| Y | ||||||
| Y | ||||||
| Y | ||||||
| Y | Y | |||||
| Y | Y | |||||
| Internet Secure | Y | |||||
| Litle (now Vantiv) | Y | |||||
Moneris (E-Select Plus) | Y | Y | Y | Y | ||
| Y | ||||||
Network Merchants Gateway (N.M.I) | Y | Y | Y | Y | Y | |
| Y | Y | Y | Y | |||
Y | Y | |||||
| Plug N Pay | Y | |||||
| Y | Y | |||||
| Stripe | Y | Y | ||||
| Y | Y | Y |
Note regarding "3rd Party Processors"
UltraCart considers the gateways listed as "3rd Party Processors" as the least optimal integration due to the fact that these gateway require a hand-off to their own website during the checkout.
Caution with Zero Dollar Auth
Proceed with caution when using "zero dollar authorizations" with auto orders (recurring billing). Even though it seems like a ideal way to offer a trial via an initially zero cost, very often it will create customer service issues because the customer will often confuse the temp hold as a actual charge which may result in customer service headaches. And as is the case with auto orders in general, you may need to take precautions to block prepaid and gift cards to prevent abuse. It's generally better to do a minimal transaction ($1-$5) up front in most cases.