Overview

Under the Methods tab you will indicate which Payment Method(s) you want to accept. PayPal and/or Credit Cards may already be selected if you made those choices from the Payment Wizard (initial set-up).
The following are configurable payment methods:

• Pay Pal

• COD orders

• Credit Cards

• Checks &Money Orders

• Purchase Orders

• SafetyPay

• Wire Transfer

Once you check a box to select a method, additional fields may appear for completion. A "Save" button is provided at the bottom of the screen. Clicking this button will save the information you have entered and return you to the Configuration Menu.
Some merchants will see text fields labeled QuickBooks™ codes during configuration. These will only appear for those merchants that have enabled UltraBooks. For more information about UltraBooks, see page .

PayPal

If you have already set up PayPal via our Payment Wizard mentioned earlier then you probably can skip this section. We do recommend you obtain a thorough understanding of PayPal and its integration Options.

See Demo
You can also learn more by clicking the "See Demo" link. This will take you to the PayPal website where you can view the Express Checkout demo and if desired, sign up. Note: If the link is not visible, uncheck the "Accept PayPal" box.
Simple Setup
Clicking the "Simple Setup" link will also take you to a PayPal web page for step by step instructions for setting up PayPal Express Checkout through Permissions.


To accept PayPal as a Payment Method, click the check box to the right of the "Accept PayPal" field. More fields will be revealed.


PayPal business email: enter the email address that corresponds to your PayPal business account.
Integration method: click the single method that you desire.

• PayPal Express Checkout

When either of these are selected, 4 additional fields will be displayed. The information for these fields is provided by PayPal when you obtain your API Credentials (API Signature). See page for more on API Access.
API User Name: Enter the User Name supplied by PayPal
API Password: Enter the API Password supplied by PayPal
API Signature: Enter the API Signature supplied by PayPal
Environment: Select "live"

• PayPal Web Payments Standard:

Simply click on the radio button to the left. No additional fields are required. Note: you must have Instant Payment Notification set to "YES" in your PayPal account (Profile).

COD (cash on delivery)

To accept COD (cash on delivery) as a Payment Method, click the checkbox to the right of the "Accept COD" Field. Four more fields will be revealed.

 
Field #1: Approved customers only: Check this box if you want to accept COD orders for your "pre-approved customers only".
You must enable customer profiles for this functionality. If you haven't already done so, navigate to:

and check the box for "Enable Customer Profiles".
You also must configure each customer's profile at:

Field #2: Surcharge Transaction Fee: This is a merchant's opportunity to pass along the cost of C.O.D. fees to the customer. Enter the amount in dollars and cents.
Field #3: Surcharge Transaction Percentage: This percentage is in addition to the surcharge transaction fee. Enter the percentage in decimal.

Credit Cards

To accept Credit Cards as a Payment Method, click the checkbox to the right of the "Accept Credit Cards" Field. Basically 3 more fields will be revealed.
UltraCart currently supports the four major types of credit cards: Visa, MasterCard, American Express, and Discover. For each supported card, check the checkbox to the right of the card name. Only check those that your merchant supports.

 
Field #1: Charge appears on statement as: Enter the name of the company that will appear on the customer's credit card statement. To alleviate confusion to the customer, the billed by name will be printed on their receipt. This will help customers associate the charge on their credit card with the online store if the company name and DBA are different. This also helps prevent them from initiating a charge back.
Field #2: Collect Card Verification Value number: When this box is checked, the customer MUST enter the Card Verification Value (CVV2) number that appears on the back of their credit card. Note: Discover Card calls it the "Cardmember ID". This is performed only momentarily for real-time charge during checkout. This data is NOT retained in the database!
This is highly recommended as it provides an additional check that lessens the chance of an individual placing an order by obtaining the card number alone. However, if you have set your "charge during checkout" configuration to "NO", and have this field checked, then you will have to contact the customer to re-obtain the CVV2 when you finally processes the order.
Field #3: Credit Cards Supported: Place a check mark in the box to the right of the card type that your company will support.
For each card that you select, you also may want to add a surcharge transaction fee and/or surcharge transaction percentage. Certain markets deal with such small profit margins that they must pass the costs of accepting credit cards on to the customer usually based upon the credit card type (although rare). For instance, Visa, MasterCard, and Discover can be significantly cheaper to process than American Express. A surcharge will appear on the order if a merchant enters a transaction fee and/or transaction percentage (below). UltraCart calculates the surcharge so that the net payment after paying the credit card transaction fee and percentage is exactly what the customer would pay with cash. Some merchant processing agreements prohibit the charging of a surcharge to accept certain forms of payment or offering "cash discounts." Please consult individual merchant processing agreements for issues related to charging customers surcharge fees.
Enter the Surcharge transaction fee in dollars and cents (example: .30).
Enter the Surcharge transaction percentage as a percent (example: 2.25).

Paper Checks - Money Orders - Electronic Checks

Electronic forms of payment are typically preferred by merchants over checks because the funds become available to the merchant quicker, and the credit card company assumes more of the risk related to fraud. Paper checks, Electronic checks and Money Orders are still a common form of payment by corporations or for large orders by customers that do not have a credit card.

Accept paper checks: Check this box if you want to allow your customers to pay via paper check. Your order will be held in Accounts Receivable (AR) until you approve (checked cleared) or reject the order.
Accept money order: Check this box if you want to allow you customers to pay via money order. This will be very much like the paper check process; holding the order in AR for your approval.
Accept electronic checks: Check this box if you want to allow your customers to pay via electronic check. You no longer need to have an eCheck gateway to process check orders electronically. See the section on Printing Check Drafts in the Accounts Receivable section for details on how to use this feature.
Field #1: Payable to: If the checks or money orders need to be made payable to a company name that differs from the one selling the items, it should be entered here.
Field #2: Company: Enter the Company selling the product here.
Field #3: Address line 1: Specify the location where customers mail the checks or money orders. Some large merchants use a cash management and lockbox service provided by their corporate bank and will specify a post office box where the mailings should go.
Field #4: Address line 2: This field is to be used when the address is two lines in length (P.O. Box, etc.).
Field #5 - 8: Enter the City, State/province, Zip/postal code, and Country.
The following is an example of what will appear at the bottom of an order that is held in Accounts Receivable for approval.

Purchase Orders

Accept purchase orders: Check this box if you want to allow your customers to pay via purchase order. This section will then expand to reveal 1 additional field.

Field #1: Approved customers only: Check this box to restrict purchase orders for approved customers only. Most merchants that approve purchase orders will make them available for "approved customers only".
Note: You must also enable customer profiles for this functionality. If you haven't already done so, go to:

and check the box for "Enable Customer Profiles".

Saf-T-Pay

SAF-T-PAY is a secure payment system that allows non-credit card usersand overseas shoppers to make online purchases directly through theirlocal bank. To learn more about and register with this integrated feature go to: http://www.saftpay.com.
Accept Saf-T-Pay: Check this box if you want to configure Saf-T-Pay. This section will then expand to reveal 3 additional fields. Enter your Merchant ID, User ID and Password that were assigned to you when you registered with Saf-T-Pay.

 

Wire Transfer
Accept wire transfer: Check this box if you want to allow your customers to pay via wire transfer. The section will then expand to reveal 5 additional fields.
Wire transfers apply to U.S. based merchants ONLY! Your bank information will be printed on the Customer's receipt after checkout. The customer will then have to work directly with their banking institute to perform the Wire Transfer using the information you provide on this section.


Field #1: Surcharge transaction fee: This is a merchant's opportunity to pass along the cost of Wire Transfer fees to the customer. Enter the amount in dollars and cents.
Field #2: Surcharge transaction percentage: This percentage is in addition to the surcharge transaction fee. Enter the percentage in decimal. Example "1.5".
Field #3: Bank Address: A text box is provided for you to enter the entire Bank Address. Press the "Enter" key at the end of each line.
Field #4 & 5: Account Number & Routing Number: Most businesses have more than one bank account. In the boxes provided, enter the Routing Number and Account Number for the appropriate account you want the wire transfer made to.