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Whenever a test credit card is used that is configured to skip payment processing and an affiliate ID would have been given otherwise, the following message will automatically be added to the merchant comments.  The merchant comment serves to provide context as to why the affiliate was not given a commission on this order.  

TEST-NFO-02: This order would have been associated with affiliate <affiliate id>, but the order was placed with a test credit card that has skip payment processing configured on it.
See  http://docs.ultracart.com/display/err/TEST-NFO-02

For more information about adjusting the test credit cards and how they handle payment processing see Test Credit Card or Electronic Check Payments

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