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UltraCart Payments provides simple, user-friendly and secure way for individuals and businesses to accept payments online in the UltraCart StoreFront. At the moment UltraCart Payments is available for merchants from the US and Canada. 

Table of Contents

Important Notes

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titleProhibited Products and Services

Prohibited Activities (see terms and services here: https://go.wepay.com/terms-of-service)

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UltraCart Payments provides simple, user-friendly and secure way for individuals and businesses to accept payments online in the UltraCart StoreFront. At the moment UltraCart Payments is available for merchants from the US and Canada. 

Table of Contents

Important Announcement

WePay has announced that they will be shutting down their service as of August 29th, 2024.

Important Notes

Failure to comply to these restrictions of service will result in immediate termination of payment processing through wePay (Ultracart Payments) and the immediate refunding -without notice - of all related transactions!
  • Private Prison Operators
  • Pharmaceuticals – Prescription Opioid Manufacturers and Distributors (majority business)
  • Post-Acute and Long-Term Care
  • Life Settlements Providers
  • Life Settlements Financing
  • Drug Paraphernalia
  • Adult Entertainment and Adult Oriented Businesses
  • Collection Agencies / Consumer Debt Buyers / Collection Litigation Law Firms
  • Manufacturers of modern sporting rifles (assault-style weapons) with civilian end users
  • Manufacturers and retailers of 80% lower receivers that are used to create unserialized firearms
  • Other social risk issues: Clients that have been subject to allegation and impacts related to hate groups, systemic racism, sexual harassment, corporate culture, etc.
  • Credit Risk Start-up professional sports leagues
  • Payday and Payroll Lenders (including Small Dollar Lenders)
  • Products/services solely based on guaranteed rebate, refund or prize
  • Telecommunication Services, including Local and Long-Distance Calls, Credit Card Calls, and Fax Services
  • Electric Car Charging
  • Door to door sales – Unsolicited vendors with immediate payment expected
  • Lifetime guaranty
  • Lifetime memberships
  • Airlines
  • Car rental agencies
  • Branded Lodging - Hotels, Motels, Resorts
  • Timeshares
  • Travel Agencies
  • Travel Tour Operators without membership to a Travel Industry Bonding Agency or not an authorized ticket agent
  • Bail Bonds
  • Buy Here, Pay Here (In House Financing) – via Debt Repayment Programs
  • Buy Now Pay Later Providers
  • For Profit Higher Education (FPHE)
  • Military and Defense
  • Multi-level marketing
  • Repossession Agencies
  • Pawnbrokers and Pawn Shops
  • Pharmaceuticals – Prescription Opioid (minority business)
  • Pharmaceuticals, internet pharmacies
  • Tobacco / E-cigarettes / Vaping
  • Direct Marketing – Outbound Telemarketing
  • Direct Marketing - Inbound telemarketing, negative option, renewal, or continuity subscription practices
Direct marketing - travel-related arrangement services
Discount coupon merchants or online sites
Discount medical or dental plans, including discount insurance
Door to door sales
Informercial merchants
Lead generation businesses
Lifetime payments for timeshares, guarantees, and the like
Marketing activities involving "pay only for shipping" and/or "free trial" periods
Multi-level marketing businesses, pyramid sales
Outbound telemarketers and telecom merchants
Rebate or upsell merchants
  • Retail Alcohol sales and liquor sales
  • Casinos and other Gaming establishments
  • Online Sports Betting (including Daily Fantasy Sports)
  • FinTechs (e.g., P2P Crowdfunding) / Marketplaces / Payment Facilitators
  • Foreign Financial Institutions
  • Funds (i.e. Hedge, Pension, Private Equity, Real Estate Investment Trusts)
  • Ingestible products containing hemp-derived CBD (e.g., supplements and food additives)
  • New Banks / Credit Unions
  • Digital wallet, stored value, top-up wallet, prepaid companies, prepaid phone cards or cash services, sale of mobile minutes, or quasi cash
  • Cash at Point of Sale
  • Condo (real estate) down payments
  • Investment of futures
  • Commercial leasing merchants
  • Licensed insolvency practitioners
  • Mortgage payments
  • Cannabis


You agree to provide additional documentation upon request for risk assessment purposes and to verify that you have not engaged in prohibited activity.

If WePay determines that you have received funds resulting from fraud or a prohibited activity, those funds may be frozen, returned to the Purchaser, or seized.

In addition, if we reasonably suspect that your Account has been used for an unauthorized, illegal, or criminal purpose, you give us express authorization to share information about you, your Account, your access to the Service, and any of your transactions with law enforcement.

Info
titleProhibited Products and Services

Prohibited Activities (see terms and services here: https://go.wepay.com/terms-of-service)

By registering for WePay as a Merchant (UltraCart Payments), you also confirm that you will not accept payments or use the Service in connection with the activities, items or services set forth below. Please contact activity-inquiry@wepay.com if you have questions about whether these categories apply to you.


MilitiaCross border military related goods, Militia, armed groups or armed gangs
Political partiesConsulates, embassies, missions to the United Nations
Political organizations
RegulatedAge restricted products or services, such as alcohol
Firearms, including ammunition
Hookah
Other weapons that are not related to firearms
Tobacco, cigarettes, e-cigarettes
TelecommTelecommunications, including wireless, cable, satellite, wireline, and ISP
TravelAirlines, including charter air carriers
Cruise lines
Travel agencies or tour operators
Travel industry, including car rental and lodging


Merchants with existing auto orders prior to integration of Ultracart Payments

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Info
titleDo Not Perform Test Transactions With Your Own Credit Card!

 In the event that you have made a payment to your own WePay account, please note that self payments and test payments to your own WePay account are prohibited via Section 7 - Prohibited Activities of our Terms of Service (Financial Services>Cash Advances).


Supported Authorization Model

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When will I get my money?

"The date of your next withdrawal is shown at the top of your dashboard. Once a withdrawal is initiated, it typically takes 2-5 business days for the funds to appear in your bank account. Withdrawals are marked "Processing" before we've sent the money to your bank account.  In some situations, we may review your account before sending your withdrawal. This process typically takes up to two business days. You can see an estimate of when you should expect to see funds in your bank account by clicking on Previous Withdrawals in your payment dashboard." (https://support.wepay.com/hc/en-us/articles/203609703-When-will-I-get-my-money-) 

What are the fees to accept credit and debit card payments?

The processing fees are taken from the full order transaction amount and depend on the UltraCart Plan you use. 

For the US

UltraCart PlanTransaction Fee
Free2.90% + $0.30 USD
Small2.90% + $0.30 USD
Medium2.85% + $0.30 USD
Large2.80% + $0.30 USD
Enterprise2.70% + $0.30 USD

For Canada

Also, please check the 75137047

UltraCart PlanTransaction Fee
Free2.90% + $0.30 CAD
Small2.90% + $0.30 CAD
Medium2.85% + $0.30 CAD
Large2.80% + $0.30 CAD
Enterprise

2.70% + $0.30 CAD

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From the UltraCart Payments settings page in your Payments Configuration area, you will be able to get to your UltraCart Payments dashboard page where you can view your profile and manage transactions.Image Removed.

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If not logged directly into the portal, please navigate to WePay/Chase Login Page:

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https://www.wepay.com/login/?mc_redirect_url=%2F&partner=chase


Where do I update my personal information?

"My Settings" page in the merchant center is where you will input anything about your profile on UltraCart Payments via WePay. To get to this page click on ULtraCart Payaments Portal shown on the screen above. From there, click "My Settings". Once there, you'll be able to edit your email address, password, contact information, notifications, credit cards, bank accounts.

How to recover the password for WePay Profile?

If you have lost your password for WePay profile or want to reset it, go to this page https://www.wepay.com/register/recover and type in the profile email you have in WePay. The system will send out further instructions to your inbox.

Is UltraCart Payments compatible with rotating gateways configurations?

Yes, however, If your account is configured with rotating gateways, do not use the "Enable UltraCart Payments" in the Payments configuration page.  
Instead, you'll need to navigate to the Rotating Gateways configuration page and click the "New Ultracart Payments" buttoncom/register/recover and type in the profile email you have in WePay. The system will send out further instructions to your inbox.

Is UltraCart Payments compatible with "auth only" and "Auth then capture" authorization model configurations?

No. The only compatible authorization model is the standard "Auth and capture" authorization model. All authorizations will be authorized and flagged for capture.

I am testing the checkout with my real credit card and a $1 item and I'm getting a decline message telling me that the address is incorrect, but its not?

The gateway will not allow a single $1 test purchase amount. You'll need to use a minimum total of your test order of $3.

I want to signup for UltraCart Payments, however, I see that does not support my product type (supplements/nutraceutical), so what are my options?

If your product type is not accepted by wePay, UltraCart has many other 3rd party payment gateway integrations that may accept your product type. In the case of so called "high risk" products and services, you may wish to inquire with gateways that cater to those markets, such as: https://www.paykings.com/

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