Introduction

Alternative Payment Methods (APMs) include any non-traditional payment type, such as digital wallets, bank transfers, Buy Now Pay Later (BNPL) services, and other regional or emerging solutions. These methods enhance conversion rates by allowing customers to pay using familiar local options or stored credentials.

UltraCart Integrated APMs

• Affirm

• Amazon Pay

• Android/Google Pay

• Apple Pay

• Klarna

• Sezzle

• PayPal Fastlane

• Stripe Link

Important Note Regarding APMs and Fraud Prevention Rules Processing

APMs enable rapid, authenticated checkouts through saved payment information. Because of this streamlined process, payments are authorized and captured immediately, before standard fraud screening can occur.

Important: If you have existing Fraud Prevention Rules configured to “Flag for Review”, Fastlane and other APMs processed checkouts may bypass the Accounts Receivable department and instead go to the ‘Fraud Review’ order location for Review since the payment transaction completes in real time.

Recommended Configuration

To ensure proper handling of APMs transactions:

1. Enable ‘Fraud Review’ in the Order Task Generation Configuration
   https://ultracart.atlassian.net/wiki/spaces/ucdoc/pages/2978775050
   https://ultracart.atlassian.net/wiki/spaces/ucdoc/pages/2982772741

2. Configure the ‘Orders/Payments-> Fraud Review’ for one or more users on your account.
   https://ultracart.atlassian.net/wiki/spaces/ucdoc/pages/1376982/User+Configuration+Screen#Email-Notification

3. Users monitoring the orders should enable the Fraud Review widget on the Home page.
   https://ultracart.atlassian.net/wiki/spaces/ucdoc/pages/1377018

If the review later determines the order to be fraudulent, issue a refund from within UltraCart.

Summary: Using “Process payment and then review” allows you to benefit from your Alternative Payment Methods (APMs) instant checkout speed while maintaining effective fraud oversight.