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UltraCart Payments provides UltraCart Payments provides simple, user-friendly and secure way for individuals and businesses to accept payments online in the UltraCart StoreFront. At the moment UltraCart Payments is available for merchants from the US and Canada. 

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Info
titleProhibited Products and Services

Prohibited Activities (see terms and services here: https://go.wepay.com/terms-of-service)

By registering for WePay as a Merchant (UltraCart Payments), you also confirm that you will not accept payments or use the Service in connection with the activities, items or services set forth below. Please contact activity-inquiry@wepay.com if you have questions about whether these categories apply to you.

CategoryActivities
AdultAdult sites, content, sexual services, child pornography, bestiality, escort services, mail order brides, massage parlors, Dating services, 
AggregationPayment facilitator to other merchants
AuctionsInternet auction, bidding fee auction, penny auction
Cash, stored value, virtual currencyCash or cash equivalent, purchase of gold, silver, platinum, palladium, bullion and/or bars (collectibles are not prohibited), 
Digital Wallet, stored value, prepaid companies, prepaid phone cards or phone services, sale of mobile minutes, or quasi cash, 
Scrip-dispensing terminal, Virtual currency or credits that can be monetized, re-sold or converted to physical or digital goods or services or otherwise exit the virtual world

DebtBail bond services or bankruptcy lawyers, Credit counseling or repair services; debt elimination, consolidation or reduction services; factoring or liquidators
Credit protection or identity theft protection services, Damages, losses, penalties, or fines of any kind; alimony, child support, or other court-ordered payments
Debt collection; payment for a dishonored check or for an item deemed uncollectible by another merchant, High interest rate non-bank consumer lending, including payday lending and title loans, Loan payments transacted on a credit card
DrugDrugs or drug paraphernalia, Marijuana dispensaries and related products or services, Peptides, Personal enhancement products or nutraceuticals - vitamins, supplements, herbals, weight loss programs, Pseudo pharmaceuticals, Pharmaceuticals, internet pharmacies
EducationFor profit higher education
Financial servicesBanks, credit unions, savings and loan associates, unit trusts, mutual funds, foreign exchange, Bureau de Change, Buy here, pay here (in-house financing),
Cash advances, Currency exchanges or dealers, Money transfer, wire transfers, money orders, money transmitters, and check cashing, including merchants required to be registered as money services businesses, Payable through accounts (foreign or domestic)
Gambling, lotteryGambling or betting, including lottery tickets, casino gaming chips, off-track betting, sports forecasting or odds making, fantasy sports, memberships on gambling-related internet sites and wagers at races, contests, sweepstakes, raffles, and offering prizes as an inducement to purchase goods or services
High RiskAstrology and related prediction or forecasting services
Brand damaging
Career placement or advice center merchants
Cyberlockers, file sharing, file storage
Delayed delivery merchants where the good or service is not shipped, delivered, or fulfilled when the card transaction is processed but is to occur at a future date
International card sales greater than 20% of total sales
Lifetime guarantee
Merchants who are known to test or conduct research on animals
Merchants who are known to have labor/working condition issues
Merchants who are involved in developments that involve land acquisition and involuntary resettlement
Merchants who are known to have experienced material community issues (e.g., demonstrations, blockades, security threats)
Merchants whose proceeds may have the potential to impact indigenous peoples
Merchants who have been subject to allegation and impacts related to human rights violations
Money back guarantees exceeding 30 days
Motor vehicle sales
Online help for classes, homework or assignments
Online personal computer technical support
Pawn shop
Private prison operators
Psychic services
Sale of airline, hotel, rental, or other miles or points
Sale of products or services identified by government agencies to have a high likelihood of being fraudulent
Sale of social media activity
Sale or exchange of animals and regulated items such as animal pelts
Shipping or forwarding brokers
IllegalCounterfeit or possibly counterfeit goods, or products that infringe on the intellectual property rights of others
Deceptive, unfair, or predatory practices
Forced child labor/human trafficking, slavery
Hate, violence, racial intolerance, terrorism, the financial exploitation of a crime, or items or activities that encourage, promote, facilitate, or instruct others regarding the same
Unlawful activities, illegal substances or products, or items that encourage, promote, facilitate, or instruct others regarding the same
Investment, real estateCommodity trading or security trading; equities (including stocks, bonds, or any other ownership position in a corporation)
Crowdsourced fundraising for stock or equity
Distressed property sales and marketing; real estate filling
Goods or services to be delivered more than four (4) months in the future, with an intention of gaining return on investment
Mortgage accelerator processors
Timeshares, timeshare resales, and related marketing
MarketingBuyers clubs, membership clubs
Direct marketing - inbound telemarketing
Direct marketing - negative option, renewal, or continuity subscription practices
Direct marketing - travel-related arrangement services
Discount coupon merchants or online sites
Discount medical or dental plans, including discount insurance
Door to door sales
Informercial merchants
Lead generation businesses
Lifetime payments for timeshares, guarantees, and the like
Marketing activities involving "pay only for shipping" and/or "free trial" periods
Multi-level marketing businesses, pyramid sales
Outbound telemarketers and telecom merchants
Rebate or upsell merchants
MilitiaCross border military related goods, Militia, armed groups or armed gangs
Political partiesConsulates, embassies, missions to the United Nations
Political organizations
RegulatedAge restricted products or services, such as alcohol
Firearms, including ammunition
Hookah
Other weapons that are not related to firearms
Tobacco, cigarettes, e-cigarettes
TelecommTelecommunications, including wireless, cable, satellite, wireline, and ISP
TravelAirlines, including charter air carriers
Cruise lines
Travel agencies or tour operators
Travel industry, including car rental and lodging


Failure to comply to these restrictions of service will result in immediate termination of payment processing through wePay (Ultracart Payments) and the immediate refunding -without notice - of all related transactions!

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  1. Click "Enable UltraCart Payments" to bring up a short enrollment form. This information will be used to create your account and provide some details about your business.



  2. When you have completed the form simply click the "Enroll" button at the bottom. The page will refresh and you should see the following:



  3. You will also get an activation link sent to your email address. Along with the activation link you will get the "UltraCart Payaments via WePay" email to confirm your account. The "Confirm" button in the email will direct you to the control panel to complete the payment method settings.
  4. After setting a Password and agreeing to the Terms of serivce you will need to verify your account information. SImply fill in your fill in your account details and click "Submit".

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  5. The next step is to connect your bank account. Simply enter your bank account details and click "SubmitAdd Bank".
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    The next step is to connect your bank account. Simply enter your bank account details and click "Add Bank"
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    UltraCart Payments is now ready to be used for payments on your store
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  6. UltraCart Payments is now ready to be used for payments on your store.

Important Note Regarding Testing your UltraCart Payments Gateway

Info
titleDo Not Perform Test Transactions With Your Own Credit Card!

 In the event that you have made a payment to your own WePay account, please note that self payments and test payments to your own WePay account are prohibited via Section 7 - Prohibited Activities of our Terms of Service (Financial Services>Cash Advances).


Supported Authorization Model

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When will I get my money?

"The date of your next withdrawal is shown at the top of your dashboard. Once a withdrawal is initiated, it typically takes 2-5 business days for the funds to appear in your bank account. Withdrawals are marked "Processing" before we've sent the money to your bank account.  In some situations, we may review your account before sending your withdrawal. This process typically takes up to two business days. You can see an estimate of when you should expect to see funds in your bank account by clicking on Previous Withdrawals in your payment dashboard." (https://support.wepay.com/hc/en-us/articles/203609703-When-will-I-get-my-money-) 

What are the fees to accept credit and debit card payments?

The processing fees are taken from the full order transaction amount and depend on the UltraCart Plan you use. 

For the US

UltraCart PlanTransaction Fee
Free2.90% + $0.30 USD
Small2.90% + $0.30 USD
Medium2.85% + $0.30 USD
Large2.80% + $0.30 USD
Enterprise2.70% + $0.30 USD

For Canada

Also, please check the 75137047

UltraCart PlanTransaction Fee
Free2.90% + $0.30 CAD
Small2.90% + $0.30 CAD
Medium2.85% + $0.30 CAD
Large2.80% + $0.30 CAD
Enterprise

2.70% + $0.30 CAD

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